/* =========================================================
   NEXORA — Core Design System & Homepage Styles
   Fonts: Fraunces (display/serif) · Inter (UI/body) · IBM Plex Mono (data)
   ========================================================= */

:root{
  /* ---- Brand palette ---- */
  --navy-950:#081226;
  --navy-900:#0B1E3D;
  --navy-800:#122A50;
  --navy-700:#1B3A67;
  --navy-600:#2A4E82;
  --ink-950:#0D1013;
  --ink-900:#12161C;
  --ink-800:#1B2028;

  --pine-700:#0E5C52;
  --pine-600:#146356;
  --pine-500:#1B7A69;
  --pine-100:#E4F1EE;

  --gold-600:#9C7A3F;
  --gold-500:#B8925A;
  --gold-300:#DCC28F;
  --gold-100:#F5ECDA;

  --white:#FFFFFF;
  --bg-page:#F6F7F9;
  --bg-alt:#EEF1F5;
  --surface:#FFFFFF;
  --surface-raised:#FFFFFF;

  --border:#E2E6EC;
  --border-strong:#CBD2DD;

  --text-primary:#111826;
  --text-secondary:#4B5567;
  --text-muted:#7A8494;
  --text-inverse:#F5F7FA;
  --text-inverse-muted:#AAB6C9;

  --success:#1B7A5B;
  --success-bg:#E7F5EE;
  --warning:#9A6A17;
  --warning-bg:#FBF1DD;
  --danger:#B3392C;
  --danger-bg:#FBEAE7;

  --shadow-sm:0 1px 2px rgba(11,30,61,0.06);
  --shadow-md:0 6px 20px rgba(11,30,61,0.08);
  --shadow-lg:0 16px 40px rgba(11,30,61,0.14);
  --shadow-gold:0 8px 24px rgba(156,122,63,0.18);

  --radius-sm:6px;
  --radius-md:10px;
  --radius-lg:16px;
  --radius-pill:999px;

  --font-display:'Iowan Old Style','Palatino Linotype',Georgia,serif;
  --font-body:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --font-mono:'SFMono-Regular',Consolas,Menlo,monospace;

  --container:1280px;
  --space-1:4px;
  --space-2:8px;
  --space-3:12px;
  --space-4:16px;
  --space-5:24px;
  --space-6:32px;
  --space-7:48px;
  --space-8:64px;
  --space-9:96px;

  --transition-fast:150ms ease;
  --transition-base:220ms cubic-bezier(.4,0,.2,1);
}

/* ---- Reset ---- */
*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--text-primary);
  background:var(--bg-page);
  -webkit-font-smoothing:antialiased;
  line-height:1.5;
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{margin:0;padding:0;list-style:none;}
button{font-family:inherit;cursor:pointer;}
input,select,textarea{font-family:inherit;}
h1,h2,h3,h4,h5,p{margin:0;}
:focus-visible{outline:2px solid var(--pine-600);outline-offset:2px;}
.container{max-width:var(--container);margin:0 auto;padding:0 var(--space-5);}
.skip-link{position:absolute;left:-999px;top:0;background:var(--navy-900);color:#fff;padding:10px 16px;z-index:999;border-radius:0 0 8px 0;}
.site-header{position:relative;z-index:100;background:#fff;border-bottom:1px solid var(--border);}
.nav-inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px;}
.desktop-nav{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:600;}
.mobile-menu-btn{display:none;width:42px;height:42px;border:1px solid var(--border);border-radius:9px;background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:4px;}
.mobile-menu-btn span{display:block;width:19px;height:2px;background:var(--navy-900);}
.mobile-nav{display:none;padding:8px 16px 16px;background:#fff;border-top:1px solid var(--border);}
.mobile-nav a{display:block;padding:12px 4px;border-bottom:1px solid var(--border);font-weight:600;}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:64px;padding-top:76px;padding-bottom:76px;}
.hero-copy,.hero-visual{min-width:0;}
.hero .lead{font-size:17px;line-height:1.6;color:var(--text-inverse-muted);max-width:650px;}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:26px 0 0;}
.hero .dash-card{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);color:#fff;}
.hero .dash-card .k{color:var(--text-inverse-muted);}
.public-hero .btn-outline{color:#fff;border-color:rgba(255,255,255,.55);}
.public-hero .btn-outline:hover{color:#fff;border-color:#fff;background:rgba(255,255,255,.08);}
.hero .metric-row{display:flex;justify-content:space-between;gap:24px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.12);}
.hero .metric-row:last-child{border-bottom:0;}
.feature-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;}
.feature-card{padding:24px;border:1px solid var(--border);border-radius:var(--radius-lg);background:#fff;}
.feature-card .num{font-family:var(--font-mono);color:var(--pine-600);font-size:12px;}
.feature-card h3{margin:12px 0 8px;}
.skip-link:focus{left:0;}

@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important;scroll-behavior:auto !important;}
}

/* ---- Typography scale ---- */
.eyebrow{
  font-family:var(--font-mono);
  font-size:12px;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--pine-600);
  font-weight:600;
}
.h-display{font-family:var(--font-display);font-weight:500;letter-spacing:-0.01em;color:var(--text-primary);}
.section-heading{font-family:var(--font-display);font-size:clamp(28px,3.4vw,42px);font-weight:500;line-height:1.15;color:var(--text-primary);letter-spacing:-0.01em;}
.section-sub{font-size:17px;color:var(--text-secondary);line-height:1.6;max-width:640px;}
.mono-figure{font-family:var(--font-mono);font-variant-numeric:tabular-nums;}

/* ---- Buttons ---- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--font-body);font-weight:600;font-size:15px;
  padding:13px 24px;border-radius:var(--radius-sm);border:1px solid transparent;
  transition:background var(--transition-fast),border-color var(--transition-fast),transform var(--transition-fast),box-shadow var(--transition-fast);
  white-space:nowrap;
}
.btn-primary{background:var(--navy-900);color:#fff;}
.btn-primary:hover{background:var(--navy-800);box-shadow:var(--shadow-md);}
.btn-gold{background:var(--gold-500);color:var(--navy-950);}
.btn-gold:hover{background:var(--gold-600);box-shadow:var(--shadow-gold);}
.btn-outline{background:transparent;border-color:var(--border-strong);color:var(--text-primary);}
.btn-outline:hover{border-color:var(--navy-900);background:var(--bg-alt);}
.btn-outline-light{background:transparent;border-color:rgba(255,255,255,0.35);color:#fff;}
.btn-outline-light:hover{background:rgba(255,255,255,0.1);border-color:#fff;}
.btn-ghost{background:transparent;color:var(--navy-900);padding:13px 10px;}
.btn-ghost:hover{color:var(--pine-600);}
.btn-sm{padding:9px 16px;font-size:13.5px;}
.btn-lg{padding:16px 32px;font-size:16px;}
.btn-block{width:100%;}
.btn[disabled]{opacity:.5;cursor:not-allowed;}

/* =========================================================
   TOP UTILITY BAR
   ========================================================= */
.utility-bar{
  background:var(--navy-950);
  color:var(--text-inverse-muted);
  font-size:13px;
}
.utility-bar .container{display:flex;align-items:center;justify-content:space-between;height:38px;}
.utility-left,.utility-right{display:flex;align-items:center;gap:22px;height:100%;}
.utility-left a{color:var(--text-inverse-muted);transition:color var(--transition-fast);}
.utility-left a:hover{color:#fff;}
.utility-right a{color:var(--text-inverse-muted);display:inline-flex;align-items:center;gap:6px;}
.utility-right a:hover{color:#fff;}
.utility-divider{width:1px;height:14px;background:rgba(255,255,255,0.18);}
.utility-cta{color:#fff !important;font-weight:600;background:var(--pine-600);padding:5px 14px;border-radius:var(--radius-pill);}
.utility-cta:hover{background:var(--pine-500) !important;}

/* =========================================================
   MAIN NAVIGATION
   ========================================================= */
.main-nav{
  background:#fff;border-bottom:1px solid var(--border);
  position:sticky;top:0;z-index:200;
}
.main-nav .container{display:flex;align-items:center;justify-content:space-between;height:76px;}
.brand{display:flex;align-items:center;gap:10px;}
.brand-mark{
  width:34px;height:34px;border-radius:8px;
  background:linear-gradient(155deg,var(--navy-900),var(--pine-700));
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.brand-mark svg{width:19px;height:19px;}
.brand-word{font-family:var(--font-display);font-size:22px;font-weight:600;letter-spacing:.01em;color:var(--navy-950);}

.nav-links{display:flex;align-items:center;gap:2px;height:100%;}
.nav-item{position:relative;height:100%;display:flex;align-items:center;}
.nav-link{
  display:flex;align-items:center;gap:6px;height:100%;padding:0 16px;
  font-size:14.5px;font-weight:500;color:var(--text-primary);
  border-bottom:2px solid transparent;
}
.nav-link:hover,.nav-item.open .nav-link{color:var(--pine-700);border-bottom-color:var(--pine-600);}
.nav-link .chev{width:9px;height:9px;transition:transform var(--transition-fast);}
.nav-item.open .nav-link .chev{transform:rotate(180deg);}

.nav-actions{display:flex;align-items:center;gap:10px;}
.icon-btn{
  width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  color:var(--text-secondary);background:transparent;border:1px solid transparent;
}
.icon-btn:hover{background:var(--bg-alt);color:var(--navy-900);}
.icon-btn svg{width:18px;height:18px;}

.menu-toggle{display:none;width:40px;height:40px;border:1px solid var(--border);border-radius:8px;background:#fff;align-items:center;justify-content:center;}
.menu-toggle svg{width:20px;height:20px;}

/* ---- Mega menu ---- */
.mega-menu{
  position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);
  width:min(760px,90vw);
  background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);
  padding:0;
  display:grid;grid-template-columns:1fr 1fr 1fr;
  opacity:0;visibility:hidden;pointer-events:none;
  transition:opacity var(--transition-base),transform var(--transition-base),visibility var(--transition-base);
  z-index:50;
  overflow:hidden;
}
.nav-item.open .mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0);}
.mega-col{padding:28px 26px;}
.mega-col + .mega-col{border-left:1px solid var(--border);}
.mega-col.featured{background:var(--navy-950);border-left:none;}
.mega-col-title{font-size:11.5px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--text-muted);margin-bottom:14px;}
.mega-col.featured .mega-col-title{color:var(--gold-300);}
.mega-list li{margin-bottom:2px;}
.mega-list a{display:block;padding:7px 0;font-size:14.5px;color:var(--text-primary);border-radius:6px;transition:color var(--transition-fast),padding var(--transition-fast);}
.mega-list a:hover{color:var(--pine-700);padding-left:4px;}
.mega-col.featured .mega-list a{color:var(--text-inverse-muted);}
.mega-col.featured .mega-list a:hover{color:#fff;}
.mega-col.featured .mega-note{font-size:13px;color:var(--text-inverse-muted);line-height:1.6;margin-top:10px;padding-top:14px;border-top:1px solid rgba(255,255,255,0.12);}

/* =========================================================
   HERO
   ========================================================= */
.hero{
  background:linear-gradient(180deg,var(--navy-950) 0%,var(--navy-900) 62%,var(--navy-800) 100%);
  color:#fff;position:relative;overflow:hidden;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background-image:radial-gradient(circle at 1px 1px, rgba(255,255,255,0.055) 1px, transparent 0);
  background-size:26px 26px;
  mask-image:linear-gradient(180deg, rgba(0,0,0,0.9), rgba(0,0,0,0));
  pointer-events:none;
}
.hero .container{
  position:relative;display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center;
  padding-top:76px;padding-bottom:76px;
}
.hero-eyebrow{font-family:var(--font-mono);font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-300);font-weight:600;display:inline-flex;align-items:center;gap:8px;margin-bottom:18px;}
.hero-eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--pine-500);box-shadow:0 0 0 4px rgba(27,122,105,.25);}
.hero h1{font-family:var(--font-display);font-weight:500;font-size:clamp(34px,4.4vw,58px);line-height:1.06;letter-spacing:-0.015em;color:#fff;margin-bottom:22px;}
.hero p.lede{font-size:18px;line-height:1.65;color:var(--text-inverse-muted);max-width:520px;margin-bottom:34px;}
.hero-ctas{display:flex;gap:14px;margin-bottom:40px;flex-wrap:wrap;}
.hero-trust{display:flex;gap:32px;flex-wrap:wrap;}
.hero-trust div{display:flex;flex-direction:column;gap:2px;}
.hero-trust .num{font-family:var(--font-mono);font-size:20px;font-weight:600;color:#fff;}
.hero-trust .lbl{font-size:12.5px;color:var(--text-inverse-muted);}

/* ---- Hero portfolio visual ---- */
.hero-visual{position:relative;}
.portfolio-panel{
  background:rgba(255,255,255,0.04);
  border:1px solid rgba(255,255,255,0.12);
  border-radius:var(--radius-lg);
  padding:26px;
  backdrop-filter:blur(6px);
  box-shadow:0 30px 60px rgba(0,0,0,0.35);
}
.panel-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:6px;}
.panel-head .dot-row{display:flex;gap:6px;}
.panel-head .dot-row span{width:7px;height:7px;border-radius:50%;background:rgba(255,255,255,0.18);}
.panel-tag{font-family:var(--font-mono);font-size:11px;color:var(--text-inverse-muted);letter-spacing:.08em;text-transform:uppercase;}
.panel-value-label{font-size:12.5px;color:var(--text-inverse-muted);margin-top:14px;}
.panel-value{font-family:var(--font-mono);font-size:38px;font-weight:600;color:#fff;letter-spacing:-0.01em;margin-top:4px;}
.panel-change{display:flex;align-items:center;gap:8px;margin-top:8px;font-family:var(--font-mono);font-size:14px;}
.panel-change .badge-up{color:#7FDCB5;background:rgba(27,122,105,0.22);padding:3px 9px;border-radius:var(--radius-pill);font-weight:600;}
.panel-change .change-sub{color:var(--text-inverse-muted);}
.panel-chart{margin:20px 0 6px;height:96px;}
.panel-chart svg{width:100%;height:100%;}
.panel-divider{height:1px;background:rgba(255,255,255,0.12);margin:18px 0;}
.allocation-title{font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--text-inverse-muted);margin-bottom:12px;}
.alloc-bar{display:flex;width:100%;height:8px;border-radius:var(--radius-pill);overflow:hidden;margin-bottom:14px;}
.alloc-legend{display:grid;grid-template-columns:1fr 1fr;gap:9px 16px;}
.alloc-legend li{display:flex;align-items:center;justify-content:space-between;font-size:12.5px;color:var(--text-inverse-muted);}
.alloc-legend li span.name{display:flex;align-items:center;gap:7px;}
.alloc-legend li i{width:8px;height:8px;border-radius:2px;display:inline-block;}
.alloc-legend li b{font-family:var(--font-mono);color:#fff;font-weight:500;}
.panel-float{
  position:absolute;background:#fff;color:var(--navy-950);border-radius:var(--radius-md);
  padding:12px 16px;box-shadow:var(--shadow-lg);font-size:12.5px;display:flex;align-items:center;gap:10px;
}
.panel-float.f1{top:-18px;right:-18px;}
.panel-float .ic{width:30px;height:30px;border-radius:8px;background:var(--pine-100);display:flex;align-items:center;justify-content:center;color:var(--pine-700);flex-shrink:0;}
.panel-float b{display:block;font-family:var(--font-mono);font-size:14px;}

/* =========================================================
   SECTION SHELL
   ========================================================= */
.section{padding:var(--space-9) 0;}
.section.alt{background:var(--bg-alt);}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:var(--space-7);flex-wrap:wrap;}

/* =========================================================
   CATEGORY GRID
   ========================================================= */
.category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
.category-card{
  background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
  padding:26px 24px;transition:transform var(--transition-base),box-shadow var(--transition-base),border-color var(--transition-base);
  display:flex;flex-direction:column;height:100%;
}
.category-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--border-strong);}
.cat-icon{
  width:44px;height:44px;border-radius:10px;background:var(--navy-950);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--gold-300);
}
.cat-icon svg{width:22px;height:22px;}
.category-card h3{font-family:var(--font-display);font-size:19px;font-weight:600;margin-bottom:8px;}
.category-card p{font-size:14.5px;color:var(--text-secondary);line-height:1.55;flex:1;margin-bottom:16px;}
.cat-link{font-size:13.5px;font-weight:600;color:var(--pine-700);display:inline-flex;align-items:center;gap:6px;}
.cat-link svg{width:13px;height:13px;transition:transform var(--transition-fast);}
.category-card:hover .cat-link svg{transform:translateX(3px);}

/* =========================================================
   PORTFOLIO EXPERIENCE
   ========================================================= */
.portfolio-experience{display:grid;grid-template-columns:1fr 1.15fr;gap:56px;align-items:start;}
.pe-stats{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;margin-bottom:28px;}
.pe-stat{background:#fff;padding:22px;}
.pe-stat .lbl{font-size:12.5px;color:var(--text-muted);margin-bottom:8px;}
.pe-stat .val{font-family:var(--font-mono);font-size:22px;font-weight:600;letter-spacing:-.01em;}
.pe-stat .val.up{color:var(--success);}
.pe-stat .sub{font-family:var(--font-mono);font-size:12.5px;color:var(--success);margin-top:4px;}
.account-list{display:flex;flex-direction:column;border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;background:#fff;}
.account-row{display:flex;align-items:center;justify-content:space-between;padding:16px 20px;border-bottom:1px solid var(--border);}
.account-row:last-child{border-bottom:none;}
.account-row .name{display:flex;align-items:center;gap:12px;font-size:14.5px;font-weight:500;}
.account-row .dot{width:9px;height:9px;border-radius:2px;flex-shrink:0;}
.account-row .amt{font-family:var(--font-mono);font-size:15px;font-weight:600;}

.pe-chart-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-sm);}
.pe-chart-card .chart-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:20px;}
.pe-chart-card .chart-top h4{font-family:var(--font-display);font-size:18px;font-weight:600;}
.pe-chart-card .chart-top .tag{font-size:12px;color:var(--text-muted);font-family:var(--font-mono);}
.line-chart-wrap{width:100%;height:260px;}
.line-chart-wrap svg{width:100%;height:100%;overflow:visible;}

/* =========================================================
   WEALTH MANAGEMENT
   ========================================================= */
.tier-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.tier-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px 28px;display:flex;flex-direction:column;position:relative;}
.tier-card.highlight{border-color:var(--gold-500);box-shadow:var(--shadow-gold);}
.tier-badge{position:absolute;top:-12px;right:28px;background:var(--gold-500);color:var(--navy-950);font-size:11.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:5px 12px;border-radius:var(--radius-pill);}
.tier-num{font-family:var(--font-mono);font-size:13px;color:var(--pine-600);font-weight:600;margin-bottom:16px;}
.tier-card h3{font-family:var(--font-display);font-size:22px;font-weight:600;margin-bottom:10px;}
.tier-card p{font-size:14.5px;color:var(--text-secondary);line-height:1.6;margin-bottom:22px;flex:1;}
.tier-feats{display:flex;flex-direction:column;gap:9px;margin-bottom:26px;}
.tier-feats li{display:flex;gap:9px;font-size:13.5px;color:var(--text-secondary);}
.tier-feats svg{width:15px;height:15px;color:var(--pine-600);flex-shrink:0;margin-top:2px;}

/* =========================================================
   RESEARCH SECTION
   ========================================================= */
.research-layout{display:grid;grid-template-columns:1.1fr 1fr;gap:24px;}
.market-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:26px;}
.market-card .card-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px;}
.market-card h3{font-family:var(--font-display);font-size:18px;font-weight:600;}
.ticker-list{margin-top:14px;}
.ticker-row{display:flex;align-items:center;justify-content:space-between;padding:13px 0;border-bottom:1px solid var(--border);}
.ticker-row:last-child{border-bottom:none;}
.ticker-name{font-size:14px;font-weight:600;}
.ticker-sub{font-size:12px;color:var(--text-muted);}
.ticker-val{text-align:right;}
.ticker-val .p{font-family:var(--font-mono);font-size:14.5px;font-weight:600;}
.ticker-val .c{font-family:var(--font-mono);font-size:12.5px;}
.c.up{color:var(--success);}
.c.down{color:var(--danger);}

.research-tools{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.tool-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-md);padding:20px;display:flex;flex-direction:column;gap:10px;transition:border-color var(--transition-fast),transform var(--transition-fast);}
.tool-card:hover{border-color:var(--pine-500);transform:translateY(-2px);}
.tool-card .ic{width:34px;height:34px;border-radius:8px;background:var(--pine-100);color:var(--pine-700);display:flex;align-items:center;justify-content:center;}
.tool-card .ic svg{width:17px;height:17px;}
.tool-card h4{font-size:14.5px;font-weight:600;}
.tool-card span{font-size:12.5px;color:var(--text-muted);}

/* =========================================================
   PRIVATE MARKETS (dark section)
   ========================================================= */
.private-section{background:var(--ink-950);color:#fff;position:relative;overflow:hidden;}
.private-section::after{
  content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;
  background:radial-gradient(circle, rgba(184,146,90,0.14), transparent 70%);
}
.private-section .section-head h2,.private-section .section-head p{color:#fff;}
.private-section .section-sub{color:var(--text-inverse-muted);}
.private-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;position:relative;}
.private-card{background:rgba(255,255,255,0.035);border:1px solid rgba(255,255,255,0.12);border-radius:var(--radius-lg);padding:22px 18px;transition:border-color var(--transition-fast),background var(--transition-fast);}
.private-card:hover{border-color:var(--gold-500);background:rgba(255,255,255,0.06);}
.private-card .ic{width:36px;height:36px;border-radius:8px;background:rgba(184,146,90,0.16);color:var(--gold-300);display:flex;align-items:center;justify-content:center;margin-bottom:16px;}
.private-card .ic svg{width:18px;height:18px;}
.private-card h4{font-family:var(--font-display);font-size:16.5px;font-weight:600;margin-bottom:6px;}
.private-card p{font-size:13px;color:var(--text-inverse-muted);line-height:1.5;}
.private-footnote{margin-top:32px;font-size:13px;color:var(--text-inverse-muted);display:flex;align-items:center;gap:10px;flex-wrap:wrap;}
.private-footnote svg{width:15px;height:15px;color:var(--gold-300);flex-shrink:0;}

/* =========================================================
   PLANNING SECTION
   ========================================================= */
.plan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.plan-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;display:flex;gap:16px;align-items:flex-start;transition:box-shadow var(--transition-fast);}
.plan-card:hover{box-shadow:var(--shadow-md);}
.plan-card .ic{width:42px;height:42px;border-radius:10px;background:var(--navy-950);color:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.plan-card .ic svg{width:20px;height:20px;}
.plan-card h4{font-family:var(--font-display);font-size:16.5px;font-weight:600;margin-bottom:6px;}
.plan-card p{font-size:13.5px;color:var(--text-secondary);line-height:1.55;}

/* =========================================================
   SECURITY SECTION
   ========================================================= */
.security-layout{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}
.security-list{display:flex;flex-direction:column;gap:2px;}
.security-item{display:flex;gap:16px;padding:18px 0;border-bottom:1px solid var(--border);}
.security-item:last-child{border-bottom:none;}
.security-item .ic{width:38px;height:38px;border-radius:8px;background:var(--pine-100);color:var(--pine-700);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.security-item .ic svg{width:19px;height:19px;}
.security-item h4{font-size:15.5px;font-weight:600;margin-bottom:4px;}
.security-item p{font-size:13.5px;color:var(--text-secondary);line-height:1.5;}
.security-visual{
  background:var(--navy-950);border-radius:var(--radius-lg);padding:44px;position:relative;overflow:hidden;
  min-height:360px;display:flex;align-items:center;justify-content:center;
}
.security-visual svg{width:100%;max-width:280px;}

/* =========================================================
   TRUST STATS
   ========================================================= */
.trust-section{background:var(--navy-950);color:#fff;}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.1);border-radius:var(--radius-lg);overflow:hidden;}
.trust-cell{background:var(--navy-950);padding:36px 24px;text-align:center;}
.trust-cell .num{font-family:var(--font-mono);font-size:clamp(26px,3vw,36px);font-weight:600;color:var(--gold-300);}
.trust-cell .lbl{font-size:13px;color:var(--text-inverse-muted);margin-top:8px;}
.trust-disclaimer{text-align:center;font-size:12px;color:var(--text-inverse-muted);margin-top:22px;}

/* =========================================================
   CTA BAND
   ========================================================= */
.cta-band{
  background:linear-gradient(120deg,var(--navy-900),var(--pine-700) 130%);
  color:#fff;text-align:center;border-radius:var(--radius-lg);
  padding:64px 40px;margin:0 auto;max-width:var(--container);
}
.cta-band h2{font-family:var(--font-display);font-size:clamp(28px,3.6vw,40px);font-weight:500;margin-bottom:14px;}
.cta-band p{color:var(--text-inverse-muted);font-size:16.5px;max-width:520px;margin:0 auto 30px;}
.cta-band-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}

/* =========================================================
   FOOTER
   ========================================================= */
.site-footer{background:var(--ink-950);color:var(--text-inverse-muted);padding-top:var(--space-8);}
.footer-top{display:grid;grid-template-columns:1.4fr repeat(6,1fr);gap:28px;padding-bottom:var(--space-7);border-bottom:1px solid rgba(255,255,255,0.1);}
.footer-brand p{font-size:13.5px;line-height:1.6;margin:16px 0 20px;max-width:230px;}
.footer-social{display:flex;gap:10px;}
.footer-social a{width:34px;height:34px;border-radius:50%;border:1px solid rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;}
.footer-social svg{width:15px;height:15px;}
.footer-col h5{color:#fff;font-size:13px;font-weight:600;letter-spacing:.03em;margin-bottom:16px;}
.footer-col ul li{margin-bottom:10px;}
.footer-col a{font-size:13.5px;}
.footer-col a:hover{color:#fff;}
.footer-bottom{padding:28px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;font-size:12.5px;}
.footer-legal-links{display:flex;gap:18px;flex-wrap:wrap;}
.footer-disclaimer{border-top:1px solid rgba(255,255,255,0.1);padding:24px 0 32px;font-size:12px;line-height:1.7;color:rgba(255,255,255,0.38);}

/* ---- Toggle switch (shared component: used in auth flows and dashboard) ---- */
.settings-row{display:flex;justify-content:space-between;align-items:center;padding:16px 0;border-bottom:1px solid var(--border);gap:20px;}
.settings-row:last-child{border-bottom:none;}
.settings-row h5{font-size:14px;font-weight:600;margin-bottom:3px;}
.settings-row p{font-size:12.5px;color:var(--text-muted);}
.switch{position:relative;display:inline-block;width:42px;height:24px;flex-shrink:0;}
.switch input{opacity:0;width:0;height:0;}
.switch .slider{position:absolute;inset:0;background:var(--border-strong);border-radius:var(--radius-pill);transition:background var(--transition-fast);cursor:pointer;}
.switch .slider::before{content:"";position:absolute;width:18px;height:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:transform var(--transition-fast);box-shadow:var(--shadow-sm);}
.switch input:checked + .slider{background:var(--pine-600);}
.switch input:checked + .slider::before{transform:translateX(18px);}

/* ---- Toast ---- */
.toast-stack{position:fixed;bottom:24px;right:24px;display:flex;flex-direction:column;gap:10px;z-index:1000;}
.toast{
  background:var(--navy-950);color:#fff;padding:14px 18px;border-radius:var(--radius-md);
  box-shadow:var(--shadow-lg);font-size:13.5px;display:flex;align-items:center;gap:10px;
  min-width:260px;transform:translateY(10px);opacity:0;transition:all var(--transition-base);
}
.toast.show{transform:translateY(0);opacity:1;}
.toast svg{width:16px;height:16px;color:var(--pine-500);flex-shrink:0;}

/* ---- Tooltip ---- */
[data-tooltip]{position:relative;}
[data-tooltip]::after{
  content:attr(data-tooltip);position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);
  background:var(--navy-950);color:#fff;font-size:12px;padding:6px 10px;border-radius:6px;white-space:nowrap;
  opacity:0;pointer-events:none;transition:opacity var(--transition-fast);z-index:60;
}
[data-tooltip]:hover::after{opacity:1;}

/* Public information architecture */
.public-page{background:#fff;}
.public-page .site-header{position:sticky;top:0;}
.public-hero{padding:88px 0 72px;background:var(--navy-950);color:#fff;position:relative;overflow:hidden;}
.public-hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:40px 40px;pointer-events:none;}
.public-hero .container{position:relative;z-index:1;}
.public-hero h1{max-width:820px;font-family:var(--font-display);font-size:clamp(38px,5vw,68px);font-weight:500;line-height:1.04;margin:12px 0 24px;}
.public-hero .lead{max-width:720px;color:var(--text-inverse-muted);font-size:18px;line-height:1.7;}
.public-nav{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:600;}
.public-nav a[aria-current="page"]{color:var(--pine-700);}
.page-intro{padding:72px 0 40px;}
.page-intro h1{font-family:var(--font-display);font-size:clamp(36px,5vw,58px);font-weight:500;max-width:820px;line-height:1.08;margin:10px 0 20px;}
.page-intro .lead{max-width:720px;font-size:18px;color:var(--text-secondary);}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,.38fr);gap:72px;align-items:start;}
.prose{font-size:16px;line-height:1.75;color:var(--text-secondary);}
.prose h2,.prose h3{color:var(--text-primary);margin-top:36px;margin-bottom:10px;}
.prose p{display:block;margin-bottom:18px;}
.info-rail{border-left:2px solid var(--pine-600);padding-left:24px;}
.info-rail h3{margin-bottom:16px;}
.info-row{padding:14px 0;border-bottom:1px solid var(--border);}
.info-row small{display:block;color:var(--text-muted);margin-bottom:3px;}
.opportunity-list{display:grid;gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;}
.opportunity-row{background:#fff;padding:28px;display:grid;grid-template-columns:1.25fr 1fr auto;gap:32px;align-items:center;}
.opportunity-row h3{font-family:var(--font-display);font-size:24px;margin:5px 0 8px;}
.opportunity-row p{color:var(--text-secondary);font-size:14px;line-height:1.6;}
.opportunity-row dl{display:grid;grid-template-columns:1fr 1fr;gap:12px 22px;}
.opportunity-row dt{font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:var(--text-muted);}
.opportunity-row dd{font-size:13px;font-weight:600;margin:2px 0 0;}
.text-link{color:var(--pine-700);font-weight:700;white-space:nowrap;}
.public-empty{padding:48px;text-align:center;background:#fff;}
.public-empty p{max-width:540px;margin:10px auto 18px;}
.process-list{counter-reset:steps;display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;}
.process-step{counter-increment:steps;background:#fff;padding:28px;}
.process-step::before{content:"0" counter(steps);font-family:var(--font-mono);font-size:12px;color:var(--pine-600);}
.process-step h3{margin:16px 0 8px;}
.process-step p{font-size:14px;color:var(--text-secondary);}
.faq-list{max-width:850px;}
.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start;}
.contact-form{background:var(--bg-page);border:1px solid var(--border);border-radius:var(--radius-lg);padding:30px;}
.legal-page .prose{max-width:900px;}
.legal-meta{padding:14px 0;border-bottom:1px solid var(--border);font-size:13px;color:var(--text-muted);}
.public-footer{background:var(--navy-950);color:var(--text-inverse-muted);padding:52px 0 30px;}
.public-footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:40px;}
.public-footer h3,.public-footer h4{color:#fff;}
.public-footer a{display:block;margin:9px 0;font-size:14px;}
.public-footer a:hover{color:#fff;}
.public-footer-note{border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:24px;font-size:12px;line-height:1.7;}
@media(max-width:1024px){.public-nav{display:none}.opportunity-row{grid-template-columns:1fr}.content-grid{grid-template-columns:1fr}.public-footer-grid{grid-template-columns:1fr 1fr}.process-list{grid-template-columns:1fr}}
@media(max-width:768px){.public-hero{padding:60px 0}.page-intro{padding:54px 0 28px}.contact-layout{grid-template-columns:1fr}.opportunity-row{padding:22px}.public-footer-grid{grid-template-columns:1fr}.opportunity-row dl{grid-template-columns:1fr 1fr}}

/* ---- Accordion (FAQ style, reusable) ---- */
.accordion-item{border-bottom:1px solid var(--border);}
.accordion-trigger{
  width:100%;background:none;border:none;display:flex;justify-content:space-between;align-items:center;
  padding:20px 0;font-size:15.5px;font-weight:600;text-align:left;color:var(--text-primary);
}
.accordion-trigger svg{width:16px;height:16px;transition:transform var(--transition-fast);flex-shrink:0;}
.accordion-item.open .accordion-trigger svg{transform:rotate(45deg);}
.accordion-panel{max-height:0;overflow:hidden;transition:max-height var(--transition-base);}
.accordion-panel-inner{padding-bottom:20px;font-size:14.5px;color:var(--text-secondary);line-height:1.6;}

/* =========================================================
   NEXORA INSTITUTIONAL FINISH
   ========================================================= */
body{letter-spacing:-.006em;}
a,button,input,select,textarea{outline-offset:3px;}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--gold-500);}
.site-header{box-shadow:0 1px 0 rgba(8,18,38,.08);}
.nav-inner{height:82px;}
.brand{gap:12px;}
.brand-mark{width:38px;height:38px;border-radius:9px;background:linear-gradient(145deg,#0b2432,#0e5c52);box-shadow:inset 0 0 0 1px rgba(255,255,255,.1),0 7px 18px rgba(8,18,38,.12);font-family:var(--font-mono);font-size:18px;}
.brand-word{font-size:23px;letter-spacing:-.025em;}
.public-nav{gap:30px;color:#2c3443;}
.public-nav a{position:relative;padding:29px 0;}
.public-nav a::after{content:"";position:absolute;left:0;right:100%;bottom:19px;height:1px;background:var(--pine-600);transition:right .2s ease;}
.public-nav a:hover::after,.public-nav a[aria-current="page"]::after{right:0;}
.btn{border-radius:7px;min-height:44px;letter-spacing:0;font-weight:650;box-shadow:none;}
.btn-primary{background:#0b1e3d;}
.btn-primary:hover{background:#102b53;transform:translateY(-1px);box-shadow:0 8px 22px rgba(8,18,38,.16);}
.btn-gold{background:#c49b58;}
.btn-gold:hover{background:#d0aa68;transform:translateY(-1px);box-shadow:0 9px 24px rgba(196,155,88,.22);}
.public-hero{padding:0;background:#071326;min-height:680px;display:flex;align-items:center;border-bottom:1px solid rgba(255,255,255,.08);}
.public-hero::after{background-image:linear-gradient(rgba(197,214,235,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(197,214,235,.035) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(to right,#000 15%,transparent 80%);}
.premium-hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(430px,.75fr);gap:92px;align-items:center;padding-top:72px;padding-bottom:72px;}
.premium-hero-copy{min-width:0;}
.hero-kicker{display:flex;align-items:center;gap:12px;color:#90b9b0;text-transform:uppercase;letter-spacing:.14em;font-family:var(--font-mono);font-size:11px;font-weight:700;}
.hero-kicker-line{width:38px;height:1px;background:#2d8d7c;}
.public-hero h1{font-size:clamp(58px,6vw,88px);letter-spacing:-.045em;line-height:.96;max-width:760px;margin:24px 0 28px;}
.public-hero .lead{font-size:19px;line-height:1.7;max-width:660px;color:#bac7d9;}
.public-hero .hero-actions{margin-top:36px;}
.public-hero .btn{min-height:54px;padding:0 25px;}
.hero-assurance{display:flex;gap:0;margin-top:42px;color:#a8b6ca;font-size:12px;letter-spacing:.025em;}
.hero-assurance span{padding:0 17px;border-left:1px solid rgba(255,255,255,.18);}
.hero-assurance span:first-child{padding-left:0;border-left:0;}
.diligence-panel{background:#f8fafb;color:#111826;border-radius:3px;box-shadow:0 30px 80px rgba(0,0,0,.32);position:relative;overflow:hidden;}
.diligence-panel::before{content:"";display:block;height:4px;background:linear-gradient(90deg,#b8925a,#d5ba86 38%,#176b60 38%,#176b60);}
.diligence-head{display:flex;justify-content:space-between;gap:20px;padding:30px 30px 24px;border-bottom:1px solid #dce2e8;}
.panel-overline{display:block;font-family:var(--font-mono);font-size:10px;text-transform:uppercase;letter-spacing:.13em;color:#667284;margin-bottom:8px;}
.diligence-head h2{font-family:var(--font-display);font-size:26px;line-height:1.16;font-weight:500;max-width:290px;}
.record-seal{width:43px;height:43px;border:1px solid #b8925a;border-radius:50%;display:grid;place-items:center;font-family:var(--font-display);font-size:20px;color:#8a6938;flex:0 0 auto;}
.diligence-list>div{display:grid;grid-template-columns:34px 1fr;gap:14px;padding:18px 30px;border-bottom:1px solid #e2e7ec;}
.diligence-list>div>span{font-family:var(--font-mono);font-size:10px;color:#0e6a5e;margin-top:3px;}
.diligence-list strong{display:block;font-size:13px;margin-bottom:4px;}
.diligence-list small{display:block;color:#687386;font-size:12px;line-height:1.5;}
.diligence-foot{display:flex;align-items:center;padding:18px 30px;color:#536071;font-size:10px;text-transform:uppercase;letter-spacing:.1em;font-family:var(--font-mono);}
.diligence-foot i{height:1px;background:#c9d0d9;flex:1;margin:0 12px;position:relative;}
.diligence-foot i::after{content:"";position:absolute;right:-1px;top:-2px;width:5px;height:5px;border-radius:50%;background:#177266;}
.opportunity-section{padding-top:90px;}
.premium-section-head{align-items:end;border-bottom:1px solid var(--border);padding-bottom:28px;margin-bottom:30px;}
.premium-section-head>p{max-width:520px;line-height:1.65;color:var(--text-secondary);}
.section-heading{font-family:var(--font-display);font-weight:500;letter-spacing:-.025em;}
.opportunity-list{border-radius:4px;box-shadow:0 16px 45px rgba(8,18,38,.055);}
.public-empty{padding:70px 40px;}
.public-empty h3{font-family:var(--font-display);font-size:25px;font-weight:500;}
.process-list{border-radius:4px;}
.process-step{padding:34px 30px;min-height:210px;}
.process-step h3{font-family:var(--font-display);font-size:21px;font-weight:500;}
.page-intro{padding:105px 0 62px;border-bottom:1px solid var(--border);background:linear-gradient(180deg,#fff,#fafbfc);}
.page-intro h1{letter-spacing:-.04em;}
.auth-topbar .container{width:100%;}
.auth-card{max-width:480px;padding:42px 42px 36px;background:#fff;border:1px solid var(--border);box-shadow:0 22px 60px rgba(8,18,38,.08);border-radius:12px;}
.auth-card h1{font-family:var(--font-display);font-size:36px;letter-spacing:-.025em;font-weight:500;}
.auth-side{background:#071326;padding-left:clamp(56px,7vw,104px);padding-right:clamp(56px,7vw,104px);}
.auth-side h2{font-family:var(--font-display);font-size:45px;line-height:1.08;font-weight:500;letter-spacing:-.025em;}
.input-control{min-height:48px;border-radius:7px;background:#fff;}
.input-control:hover{border-color:#aab4c2;}
.dashboard-body{background:#f3f5f7;}
.sidebar{background:#071326;border-right:1px solid rgba(255,255,255,.06);}
.dash-content{max-width:1500px;width:100%;margin:0 auto;}
.dash-card,.stat-card{border-radius:10px;border:1px solid #dfe4ea;box-shadow:0 3px 12px rgba(8,18,38,.035);}
.page-head h1{font-family:var(--font-display);font-weight:500;letter-spacing:-.025em;}
.stat-card strong{font-family:var(--font-display);font-weight:500;letter-spacing:-.02em;}
.data-table thead th{background:#f7f8fa;color:#596476;text-transform:uppercase;letter-spacing:.07em;font-size:10px;}
.empty-state{padding:36px;text-align:center;color:var(--text-secondary);}
.empty-state h3{font-family:var(--font-display);font-size:22px;font-weight:500;color:var(--text-primary);margin-bottom:7px;}
@media(max-width:1100px){.premium-hero-grid{grid-template-columns:1fr;gap:46px}.public-hero{min-height:auto}.diligence-panel{max-width:760px}.hero-assurance{flex-wrap:wrap;row-gap:10px}}
@media(max-width:768px){.nav-inner{height:68px}.premium-hero-grid{padding-top:54px;padding-bottom:54px}.public-hero h1{font-size:clamp(46px,13vw,66px)}.public-hero .lead{font-size:17px}.hero-assurance{display:grid;gap:8px}.hero-assurance span{border-left:0;padding:0}.diligence-head{padding:24px 20px 20px}.diligence-list>div{padding:16px 20px}.diligence-foot{padding:16px 20px}.opportunity-section{padding-top:64px}.premium-section-head{align-items:start}.public-empty{padding:48px 22px}.auth-card{padding:32px 26px}.auth-main{padding:38px 18px}}
@media(max-width:430px){.public-hero h1{font-size:46px}.hero-kicker{font-size:9px}.diligence-head h2{font-size:22px}.diligence-list>div{grid-template-columns:26px 1fr}.record-seal{display:none}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
.payout-section{background:var(--navy-950);color:#fff;}
.payout-section .section-heading p{color:rgba(255,255,255,.68);max-width:680px;}
.payout-section .eyebrow{color:var(--gold-400);}
.payout-strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));border:1px solid rgba(255,255,255,.14);border-radius:12px;overflow:hidden;}
.payout-item{display:flex;flex-direction:column;gap:7px;padding:22px;border-right:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.025);}
.payout-item:last-child{border-right:0;}
.payout-item strong{font-family:var(--font-display);font-size:18px;}
.payout-item small{color:rgba(255,255,255,.6);}
.payout-status{color:#9ad6bd;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;}